Our Services & Our Process
Identifying your unique situation
We start by discussing and evaluating your short to long-term financial goals, from upcoming purchases to retirement, your assets and liabilities, and your willingness and ability to take risk in your global portfolio.
Specifically we evaluate the following:
Household budgeting – After calculating the monthly costs spent at home, how much you can save or invest?
Family commitments – Are you single or married? Do you have children? What are their living and lifestyle expenses?
Tax Standing and Strategies – How assets are located in tax-advantaged vehicles and any cross-border tax implications for those working abroad.
Current investments or saving reserves – Retirement and taxable account portfolio analysis and existing investment evaluation.
Trust and Estate planning — Does a Trust exist where appropriate and is it in good order? Revocable Living Trusts hold assets with a trustee to manage the assets for your benefit (and that of your beneficiaries). Most often, these are the primary account holders. Upon your death or incapacitation, the trust assets transfer to your designated beneficiaries, bypassing probate, which is the court process that may otherwise distribute your property.
Deliberate Investing
Your financial plan and objectives are then expressed through a customized buildout of your portfolios and their appropriate locations from a tax perspective.
Rather than buy large swathes of the market based on size and style, our investment strategy consists of deeply researched and specifically selected companies which are leaders and visionaries in their industries. Your portfolio is highly differentiated from a cookie-cutter 401(k) allocation found in large corporate offerings.
We place an emphasis on specific stock selection, custom fixed income blends covering a variety of global asset classes, and the ability and understanding of being nimble in international markets as well as trend-following overlays.
Research Leveraging Experience
Whether its technology, industrials , healthcare or energy - knowing what stocks to buy means knowing the histories of industries. Deep knowledge of not only financial markets, but specific sectors distinguish managers from one another. A lifetime of experience following and investing in individual companies differentiate our view of the markets.
Active portfolio managers have the flexibility of a broad mandate, rather than being tied to a particular index, and can not only pursue attractive inefficiencies across the whole universe of listed companies, but also avoid markets which are overheating.
Our Custodian
Charles Schwab has been one of the key supporters of independent firms for decades. In addition to providing key technological services, Schwab employs a multitude of safeguards designed to help protect assets. We chose our partner for providing all services we need and providing security of accounts, adhering to strict internal practices and standards designed to keep client assets safe.
